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#Monthly budget calendar spreadsheet template how to
#Monthly budget calendar spreadsheet template code
#Monthly budget calendar spreadsheet template download

If you’re looking for a physical copy, this printable calendar could be the one for you. 101Planners has published a budget workbook, with one of its pages dedicated to a monthly calendar.All you have to do is input the exact figures for your situation, and watch the budget calendar do its magic. MyMone圜oach has a brilliant downloadable template that is absolutely free! The template is made in excel, so it proves easy to use for most people.

#Monthly budget calendar spreadsheet template download

Below are a few good template variation that you can download and utilize to make life easier. If you don’t want to create your own or want more organization, there are budget calendar templates that exist. Color coding and notes can be super powerful visually for you as you work on your budget calendar.

Don’t be afraid to mark your calendar up as needed.

It’s better to have extra than not enough.

For variable expenses, ones that might fluctuate or not have a fixed amount, always overestimate the amount on your calendar.

Again, choose a separate color to ensure this stands out.

Finally, mark the dates where you expect to put money into savings or into paying off debts, along with the amounts.

It would be useful to do this in a different color to the income above. This will include things like your energy bills, phone bills, rent or mortgage payments etc.

Mark your fixed expenses on the calendar, along with their amounts.

#Monthly budget calendar spreadsheet template code

Potentially color code this to have your income stand out from expenses. Mark the days you’ll receive income (through your wages, dividends, interest payments or something else) and the amount you expect to receive.Just make sure it’s laid out in a monthly format with the dates and plenty of space. This may be a physical paper copy, an app on your phone or an online calendar on a program like excel.

#Monthly budget calendar spreadsheet template how to

If aren’t sure how to start at all, I’d recommended checking out our budgeting 101 article. Steps To Create Your Own Budget CalendarĬreating your own budget calendar is actually quite simple and you can accomplish a simple one in just a few steps. Since more than a quarter of millennials had their checking accounts overdrawn, this could be one way to combat the panic of late payments. Track spending and create a spending planĬalendars are great as they help you to visually notice when things are due to avoid late payments and can be much simpler than budgeting software.Opting for a budget calendar should help you: Finding a budgeting style that works for you is important, as it will help you stick to your money intentions and reach your goals. Luckily, there’s not just one way to budget. Plus, if you’re looking to escape paycheck to paycheck living then having a budget is key. households have a long-term financial plan? Budgeting allows us to keep track of our income, save money better, and ensure we are spending it where we have intended to. The Benefits of A Budget CalendarĬan you believe that just 30% of U.S. You can certainly go a bit deeper, but at a high-level, those three areas will get you much farther with your finances than people who do not budget at all.īut this budget calendar idea exists to enable you to take a more careful approach towards money, to build a simple family budget, and plan a budget that fits your lifestyle. Current savings – How you plan on scheduling money to save in your emergency fund or other investments.Planning these out on a calendar gives you the big picture. Current expenses – Typically, your bills will fall on similar days each month.Your income – How much you are earning from each paycheck or what you make if you work for yourself.For example, you’ll note which days your wage comes in, the day each bill leaves your account and when subscriptions are paid, etc. Steps To Create Your Own Budget CalendarĪ budget calendar is similar to your everyday calendar, except it tracks the dates of your income and expenses.